Missouri

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Arnold, Missouri CD Rates – 18-Month

You are viewing rates from banks across Arnold





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Arnold, Missouri . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Arnold, MO - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.00% → 4.30%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 1.80% → 2.55% → 1.80%

| Apr 20, 2023

This is a true blue community bank. When you call you get people that are able to take action and make decisions. Customer service is number 1. Works great for CDs. They have a nice stand alone buildin... Read More

| Sep 26, 2016

I think the specials have ended. can you double check? Read More

| Aug 14, 2020

At your Rock Hill location, I feel you are not committed to the safety of your customers as you say on your web site. Why aren't your employees wearing masks? Why do they let patrons enter without a mask... Read More

0.90%

$100,000

16.22

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0.80%

$10,000

16.22

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0.70%

$10,000

15.70

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| Feb 4, 2020

Academy was great helping me open a new account Read More

0.65%

$10,000

10.84

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0.60%

$100,000

15.70

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0.59%

$10,000

13.84

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0.55%

$10,000

14.92

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0.50%

$1,000

18.21

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0.50%

$10,000

14.28

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0.45%

$10,000

15.70

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.31%

$100,000

15.63

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0.30%

$10,000

19.46

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Aug 31, 2018

Awesome bank...great rates, no on line access only paper quarterly statements Read More

0.26%

$10,000

15.63

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.10%

$10,000

8.49

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0.10%

$10,000

12.61

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0.10%

$10,000

14.47

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| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Arnold, MO - August 2, 2025


Branch Street City State
Simmons Bank
Crestwood Branch
9945 Watson Road Saint Louis MO
Wells Fargo Bank, National Association
Saint Louis Trust Office Branch
1 North Jefferson Avenue Saint Louis MO
Paramount Bank
Paramount Bank Branch
90 Village Square Shopping Center Hazelwood MO
Sterling Bank
Chesterfield Branch
16100 Swingley Ridge Road Chesterfield MO
American Bank of Freedom
Rock Hill Branch
9800 Manchester Road Saint Louis MO
St. Louis Bank
St. Louis Bank Branch
14323 S. Outer 40 Rd Town And Country MO
St. Louis Bank
St. Louis Bank Branch
14323 S. Outer 40 Rd Town And Country MO
Stifel Bank
The Business Bank Of Saint Louis Branch
8000 Maryland Avenue Clayton MO
Academy Bank, National Association
Chesterfield Wal-Mart Branch # 88
100 Thf Blvd Chesterfield MO
Town & Country Bank
Pevely Bank Branch
1645 Old State Road South Pevely MO
Parkside Financial Bank & Trust
Parkside Financial Bank & Trust Branch
8112 Maryland Avenue, Suite 101 Clayton MO
Farmers and Merchants Bank of St. Clair
Eureka Branch
619 Stockell Drive Eureka MO
Ozarks Federal Savings and Loan Association
643 North Creek Drive Branch
643 North Creek Drive Festus MO
SULLIVAN BANK
Fidelity Mortgage Corporation Branch
16141 Swingley Ridge Road, Suite 201 Chesterfield MO
Triad Bank
Triad Bank Branch
10375 Clayton Road Frontenac MO
Parkside Financial Bank & Trust
Parkside Financial Bank & Trust Branch
8112 Maryland Avenue, Suite 101 Clayton MO
CIBC Bank USA
Chesterfield Branch
500 Chesterfield Center Drive Chesterfield MO
Peoples National Bank , N.A.
Clayton Branch
101 South Hanley Road Saint Louis MO
First State Bank of St. Charles, Missouri
Chesterfield Facility Branch
17050 Baxter Road, Suite 100 Chesterfield MO
CIBC Bank USA
Chesterfield Branch
500 Chesterfield Center Drive Chesterfield MO
Midwest Regional Bank
Midwest Regional Bank Branch
363 Festus Centre Drive Festus MO
Peoples National Bank , N.A.
Clayton Branch
101 South Hanley Road Saint Louis MO
Cass Commercial Bank
Rudder Road Branch
1671 Larkin Williams Road Fenton MO
Edward Jones Trust Company
Edward Jones Trust Company Branch
12555 Manchester Road Saint Louis MO
Banterra Bank
Banterra Bank Branch
9900 Clayton Road, Suite E Saint Louis MO
Bank of America, National Association
Bank Of America, National Association Branch
211 West St. Louis Street Pacific MO


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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